Built for Your Industry...Not Ours

Our specialists craft smart plans that address your specific industry challenges

Industries

Entertainment & Inflatables
Secure your inventory and your reputation with specialized liability coverage that handles the heavy lifting of high-risk fun.
Construction
We’re a partner who digs into the details of your operation to build a defense against material loss, liability, and third-party exposure.
Transportation
Keep your fleet moving with a partner who understands the road and the risks that come with it.
Parcel Delivery
Defend your delivery fleet with a partner who understands the high-velocity world of logistics.
Manufacturing
We analyze your floor from every angle to build a defense that keeps the gears turning.
Private Equity
Navigate high-stakes complexities with a risk strategy that covers the true value of your investments.
Agriculture
Whether you run a family farm or a large-scale agribusiness, OVD protects with honest coverage that works from seed to harvest.
Real Estate
OVD protects your portfolio with a strategy that holds its value, from acquisition to long-term management.
Human Services & Healthcare
Protect those who care for others with outpatient and community outreach solutions that defend your mission and your people.
Surety Bonding
Find the right coverage with a strategic partner who can unlock the bonding capacity you need to scale.
Education
Secure your institution’s future with a partner who prioritizes the safety of your campus and your mission.
Hospitality
Protect your reputation and your guests with coverage that anticipates the unexpected in every experience.
Professional Services
Secure your firm’s future with liability protection that defends your expertise and your bottom line.
Public Entity & Municipal
OVD offers comprehensive solutions for the distinctive needs of government entities and their employees.
“OVD gives me complete peace of mind that my business is in great hands.”
Client Since 2019

Recent Insights

Michigan Work Permit System Changes

Why Benefits Education Matters More Than Ever

OVD Named One of the 2026 Best Places to Work in Insurance

We’re honored to share that OVD has once again been named one of Business Insurance’s Best Places to Work in Insurance for 2026.

What Employers Need to Know About the DOL's Proposed E-Delivery Rules & 2027 ACA Shifts

OVD Insurance listed in Business Insurance’s Top 100 Largest Insurance Brokers in the United States for 2026

OVD Insurance listed in Business Insurance’s Top 100 Largest Insurance Brokers in the United States for 2026

Healthcare Analytics: Triaging vital data signs

Nearly a decade ago, an article was published with the title,"The world's most valuable resource is no longer oil, but data." That statement feels more relevant than ever now. In healthcare, data can drivebetter outcomes, smarter decisions, and cost savings, but only if we understandwhat it's actually telling us.

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Common Construction Site Hazards

Construction is in full swing this time of year and jobsites are getting busier every week. Crews are trying to stay on schedule while multiple different trades work in the same area.

Scaffolding Safety

Scaffolding shows up on almost every job site at some point. It's how crews get to the heights they'd otherwise have no safe way to reach.

When the Renewal Bill Is Too Big for One Company to Carry: A Captive Conversation for HR and Finance

How group captives are giving mid-market employers a third option between fully insured stability and self-funded volatility.

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