Insurance That Moves at the Speed of You

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Business Insurance

Our dedicated advisors design business insurance solutions based on how your organization actually operates, where it’s exposed, and what keeping it protected really means.

Employee Benefits

We partner with you to craft employee benefits solutions that reflect how your people live, what they truly value, and what keeping them healthy and engaged means for your bottom line.

Risk
Solutions

We dig deeper than the policy and provide proactive risk solutions based on how your business moves, where your vulnerabilities hide, and what total resilience looks like for your future.

Personal
Insurance

OVD provides high-level protection for the life and legacy you’ve worked hard to build. Our advisors partner with you to craft a private client solution around your lifestyle and ensure total peace of mind.

Regulatory Compliance

Our specialists strip away the complexity of the ever-changing legal landscape with compliance strategies centered on your operational requirements, ensuring you stay protected from the unpredictable.

Captive Solutions

We build captive strategies based on how your financials actually flow and what gaining total control over your insurance future means for your organization.

Recent Insights

OVD Named One of the 2026 Best Places to Work in Insurance

We’re honored to share that OVD has once again been named one of Business Insurance’s Best Places to Work in Insurance for 2026.

What Employers Need to Know About the DOL's Proposed E-Delivery Rules & 2027 ACA Shifts

OVD Insurance listed in Business Insurance’s Top 100 Largest Insurance Brokers in the United States for 2026

OVD Insurance listed in Business Insurance’s Top 100 Largest Insurance Brokers in the United States for 2026

Healthcare Analytics: Triaging vital data signs

Nearly a decade ago, an article was published with the title,"The world's most valuable resource is no longer oil, but data." That statement feels more relevant than ever now. In healthcare, data can drivebetter outcomes, smarter decisions, and cost savings, but only if we understandwhat it's actually telling us.

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Common Construction Site Hazards

Construction is in full swing this time of year and jobsites are getting busier every week. Crews are trying to stay on schedule while multiple different trades work in the same area.

Scaffolding Safety

Scaffolding shows up on almost every job site at some point. It's how crews get to the heights they'd otherwise have no safe way to reach.

When the Renewal Bill Is Too Big for One Company to Carry: A Captive Conversation for HR and Finance

How group captives are giving mid-market employers a third option between fully insured stability and self-funded volatility.

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What North Carolina’s Ban on Litigation Funding Means for Trucking Companies

North Carolina has taken a decisive step that could reshape the legal landscape for businesses nationwide. With the passage of House Bill 315, the state became the first in the country to ban third-party litigation investment — a fast-growing practice where outside investors fund lawsuits in exchange for a portion of the outcome.

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While this may sound like a niche legal reform, its implications are far-reaching — especially for trucking and transportation companies that have been on the front lines of rising litigation pressure.

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Supreme Court Ruling - Freight Brokerages

The U.S. Supreme Court issued a ruling in Montgomery v.Caribe Transport II, LLC that changes the liability landscape for freightbrokers nationwide. Below I’ve outlined the key takeaways and where to focusnext.

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